Use this Kenya NSSF Calculator software tool to calculate Tier I and Tier II contributions with the limits (KES 9,000 Lower Limit & KES 108,000 Upper Limit).
NSSF Calculator
Tier I & Tier II Statutory Rates
Breakdown per Tier
*Limits effective Feb 1st, 2026: Tier I cap @ KES 9,000; Tier II cap @ KES 108,000.
Total maximum remittance: KES 12,960.
How to Calculate NSSF in Kenya (2026 Guide)
To calculate NSSF in 2026, you must apply a 6% rate across two distinct tiers based on your monthly gross salary. First, calculate Tier I by taking 6% of the first KES 9,000 (maxing out at KES 540).
For Tier II, take 6% of the amount between KES 9,000 and KES 108,000. If your salary exceeds the upper limit of KES 108,000, your total employee deduction is capped at KES 6,480, which your employer must match equally.
Also see: NSSF Tier 1 and Tier 2 Rates in Kenya