Free Kenya SHIF Calculator. Calculate your Social Health Insurance Fund deduction at the flat 2.75% rate with the KES 300 minimum. Accurate, updated, and SHA-compliant for monthly payroll.
SHIF DEDUCTION CALCULATOR
Social Health Insurance Fund (2026)
KSh
Applicable Rate
2.75%
Minimum Contribution
KES 300.00
SHIF Deduction
KES 0.00
*SHIF contributions are 15% tax-deductible (Insurance Relief) or handled as pre-tax deductions per 2024/2026 Finance Acts. Remittance deadline is the 9th of every month.
Frequently Asked Questions
How do I calculate SHA deductions?
Calculating your Social Health Authority (SHA) deduction is straightforward. For salaried employees, the deduction is 2.75% of your gross monthly salary.
To calculate it manually:
- Identify your Gross Salary (Basic pay + all taxable allowances).
- Multiply your Gross Salary by 0.0275.
How much do I pay for SHA per month?
The amount you pay depends on your employment status and income level:
- Salaried Employees: You pay 2.75% of your gross salary. Unlike the old NHIF, there is no maximum cap, meaning higher earners contribute more.
- Self-Employed/Informal Sector: Most households in this category pay a standard minimum of KSh 300 per month. However, some may be subject to “Means Testing” by the government to determine a fair contribution based on household income.
- Minimum Contribution: The lowest amount anyone pays is KSh 300.