Access fast, accurate, and easy-to-use online calculators. Our digital tools help individuals, students, freelancers, and SMEs make smarter financial and academic decisions.
Free Online Calculators
Below is our complete collection of calculator tools, arranged alphabetically (A–Z) for easy navigation.
Each calculator is designed to solve a real problem—whether you’re filing taxes, planning a loan, running a business, or managing personal finances.
Cybersecurity Risk Score Calculator
Assess your business or website security exposure quickly.
HELB Loan Calculator
Estimate student loan repayments in Kenya.
Housing Levy Calculator
Calculate your monthly Housing Levy contribution.
Income Tax Calculator
Compute PAYE accurately based on current tax bands.
Investment Calculator
Project returns for savings, MMFs, stocks, and SACCOs.
Land Stamp Duty Calculator
Estimate stamp duty when buying property in Kenya.
Loan Repayment Calculator
See monthly installments for any loan type.
KCB Loan Calculator
KCB M-PESA Loan Calculator
KRA Penalty Calculator
KRA Withholding Tax Calculator
M-Pesa Send Money Charges Calculator
Check transaction fees before sending money.
M-Pesa Withdrawal Charges Calculator
Know cash-out costs instantly.
Mortgage Calculator
Estimate home loan repayments over time.
Net Pay Calculator
Convert gross salary to net pay after deductions.
NSSF Calculator
Calculate employee and employer NSSF contributions.
VAT Calculator
Compute VAT inclusive and exclusive amounts.
SHIF Calculator
Calculate SHIF deductions accurately for payroll.
Why Use Our Online Calculators?
- Accurate calculations aligned with Kenyan regulations.
- Fast results with no manual formulas needed.
- Useful for payroll, business, tax, and personal finance.
Who Are These Calculators For?
- Employees and job seekers
- Business owners and SMEs
- Accountants and HR managers
- Students and loan applicants
- Investors and property buyers
If you work with money, taxes, payroll, or grades, these tools simplify your work.
Start Calculating Today
Our mission is to provide reliable, simple, and practical online tools for Kenyans. Use any calculator above to save time, avoid errors, and plan better financially.
Need Professional Assistance? For specialized cyber solutions and digital services, visit JO-TECH Cyber. Reach out to us:
Email: info@jotechcyber.co.ke
Call/WhatsApp: +254 710 200 886